Money arrived — now what?
- Loan arrives — spend it all
- No idea where it went
- Emergency calls home
- Loan debt growing untracked
Student Budget Starter · UK
Your First Real Budget Starts Here
Most students handle money for the first time at university — with no guidance and real consequences. Six sheets built for exactly that moment. Income, expenses, student loan, semester plan, savings goals. £5.49 once.
- Monthly ÷ 4.3 weekly rule
- Student loan tracker
- Excel & Google Sheets
From Panic To Control
Stop Guessing — Start Knowing
The ÷4.3 rule is the most important number you'll learn at university. Monthly income divided by 4.3 equals your weekly spending limit. Write it down. Live by it.
One number changes everything
- Weekly limit known before spending
- Loan balance tracked & understood
- Emergency fund started
- Semester costs planned ahead
Look Inside Before You Buy
See the real spreadsheets
This is the actual starter you'll get — live formulas, your weekly limit, loan tracker. Click the tabs to explore.
C14
fx
=SUM(C7:C12)
TRY THE ÷4.3 RULE
What's your weekly spending limit?
The single most important number at university. Your monthly money ÷ 4.3 = what you can safely spend each week.
£1,403
£400£3,000
We use 4.3 because that's the true average weeks per month (52 ÷ 12).
Your weekly limit
£326
That's per day
£47 / day
£1,403
÷ 4.3 =
£326
Stay under this each week and you'll never run out before the month ends.
New · Launch pricing
Instant downloadAccess in seconds
Excel & Google SheetsWorks in both
30-day refundNo questions asked
Under £6 onceLess than a lunch out
Budgeted·Tracked·Loan-Aware
Launch Price · UK Students
Start Your First Real Budget
Start Your First Real Budget
In The Next 10 Minutes
Six sheets. One system. The money habits you build at university follow you for life. Start right. £5.49 once — less than a coffee and a sandwich.
All six sheets included
- Monthly Budget — income vs expenses, surplus every month
- Expense Tracker — every £ logged, essential vs optional
- Student Loan Tracker — balance, threshold, repayment estimate
- Semester Planner — big costs planned months ahead
- Savings & Goals — emergency fund + 3 goal trackers
Was
£12.99
Today
£5.49
58% OFF
- Secure UK CheckoutSSL · Shop Pay protected
- Instant DownloadAccess in seconds
- 30-Day RefundNo questions asked
For Later — When You Graduate
See The Bundle
Ready for the full system when the time comes?
The Complete Finance Bundle includes everything in this Starter — plus five more tools for income tracking, debt payoff, net worth and more. Six tools built to grow with you from student to professional. £49.99 once.