{"product_id":"student-budget-starter","title":"Student Budget Starter","description":"\u003ch1\u003e\u003cspan style=\"color: rgb(255, 128, 0);\"\u003eMost students handle money independently for the first time at university. No guidance. Real consequences. This kit changes that.\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp\u003eThe Jexorashop Student Budget Starter is a complete Excel workbook designed for students navigating finances for the first time. Track your income, log every expense, understand your student loan, plan semester costs in advance, and build your first savings habit — all in one organized file.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eWho This Is For\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eYou're at university — or just starting out — handling money independently for the first time. No one taught you this. The Student Budget Starter is built for exactly that moment: your first real budget, with student loan tracking built in.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eThe System\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eThe Student Budget Starter is the only tool in the Jexorashop lineup that includes a student loan calculator. It shows your current balance, monthly interest accruing, and estimated payoff timeline — alongside your monthly budget and savings goals.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eWhat Changes in 30 Days\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eAfter one month you'll know your weekly spending limit, your loan's monthly cost, and whether you're on track to finish the semester without running out of money.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eInside the File — 6 Sheets\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e01 – Start Here:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003e5 money rules every student needs. 3-step setup guide.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e02 – Monthly Budget:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eIncome (loan, grant, job, family) vs fixed and variable expenses.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e03 – Expense Tracker:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eLog every purchase. Essential vs non-essential. Weekly and monthly totals.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e04 – Student Loan Tracker:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eBalance, interest rate, repayment threshold, monthly interest, payoff estimate.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e05 – Semester Planner:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003ePlan big expenses before the semester starts. No end-of-term financial shocks.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003e06 – Savings \u0026amp; Goals:\u003cspan style=\"mso-spacerun: yes;\"\u003e  \u003c\/span\u003e\u003c\/span\u003e\u003c\/b\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eEmergency fund (priority #1) + 3 savings goals with progress bars.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eWhat's Pre-Built Inside\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eStudent loan calculator built in — unique in the lineup\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eSemester Planner prevents end-of-term financial emergencies\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eEmergency fund tracker prioritized above other goals\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cspan style=\"color: #3a4a5a;\"\u003e84 live formulas — beginner-friendly throughout\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -12.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0cm 2.0pt 24.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e    \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003e\u003cspan dir=\"LTR\"\u003e\u003c\/span\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eCompatible with UK, US, Australian, and other loan systems\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eCompatibility\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eWorks with Microsoft Excel 2016, 2019, 2021, Microsoft 365, and Google Sheets. Mac and Windows. No internet required after download.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0cm 5.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.0pt; color: #0f1117;\"\u003eFrequently Asked Questions\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 5.0pt 0cm 2.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003eQ: Does the loan calculator work for my country?\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eA: You enter your own interest rate and repayment threshold. It works for any country's loan system.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 5.0pt 0cm 2.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003eQ: I've never used Excel. Will I manage?\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eA: Yes. This is the most beginner-friendly file in the Jexorashop lineup. Blue cells are your inputs.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 5.0pt 0cm 2.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003eQ: What is the Semester Planner for?\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eA: List every big expense due this term — textbooks, travel home, events. The planner tells you how much to set aside each month so nothing catches you off guard.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 5.0pt 0cm 2.0pt 0cm;\"\u003e\u003cb\u003e\u003cspan style=\"color: #0f1117;\"\u003eQ: What if I don't have a student loan?\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0cm 3.0pt 0cm;\"\u003e\u003cspan style=\"color: #3a4a5a;\"\u003eA: Skip that sheet. The other five sheets work independently.\u003cbr\u003e\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003ctable class=\"MsoNormalTable\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" width=\"624\" style=\"width: 554px; border-collapse: collapse; border: none;\" height=\"104\"\u003e\n\u003ctbody\u003e\n\u003ctr style=\"mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: yes;\"\u003e\n\u003ctd valign=\"top\" style=\"width: 530px; background: rgb(253, 251, 238); padding: 6pt 8pt;\"\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 2pt 0cm; text-align: center;\"\u003e\u003cspan style=\"font-size: 9.5pt; color: #7b5a00;\"\u003e24-Hour Full Refund Guarantee\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 2pt 0cm; text-align: center;\"\u003e\u003cspan style=\"font-size: 9.5pt; color: #7b5a00;\"\u003eIf the file doesn't open, doesn't work as described, or isn't what you expected —\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 2pt 0cm; text-align: center;\"\u003e\u003cspan style=\"font-size: 9.5pt; color: #7b5a00;\"\u003eemail us within 24 hours for a full refund. No questions. No process.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 2pt 0cm; text-align: center;\"\u003e\u003cspan style=\"font-size: 9.5pt; color: #7b5a00;\"\u003esupport@jexorashop.com\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e","brand":"Jexorashop","offers":[{"title":"Default Title","offer_id":47764201079022,"sku":null,"price":5.49,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0797\/1294\/4366\/files\/Gemini_Generated_Image_siuhmmsiuhmmsiuh.png?v=1773278799","url":"https:\/\/www.jexorashop.com\/products\/student-budget-starter","provider":"Jexorashop","version":"1.0","type":"link"}